Insurance Claim Adjuster in South Florida
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Insurance Claim Adjuster in North Palm Beach, FL 33403
Mistakes To Avoid While Filing Claims Through Insurance Adjuster In North Palm Beach, FL
Misfortunes can happen anytime and anywhere. Seeing your home in bad condition is painful and stressful. At this time, delay or rejection in the claim is the last thing you want.
Home insurance policies in North Palm Beach, FL are confusing and complex to understand. There are a lot of things that are required to file your claim. Besides, you may not be sure about many things under these situations.
Public insurance adjuster at Home Damage Adjusters assists you during your entire claim process in North Palm Beach, FL with the insurance company. Hire us to avoid below mentioned insurance claim mistakes.
1) Not Reading Your Policy in Detail
It is a common mistake committed by policyholders to not read the policy correctly before filing the insurance claim. Your chances of getting the claim rejected are higher when you do not know what is covered in your policy.
However, insurance policies are difficult to interpret by an average person, especially the asterisks (*), written under negligible reading print. Reading the fine prints can help you to file your claim correctly.
The insurance adjusters at Home Damage Adjusters will help you understand these fine prints to comprehend the policy better. Our independent adjusting adjusters are licensed after giving licensing exams and undergoing licensing courses; therefore, we can help you in a better way.
2) Not Making Item-wise Inventory
This is another mistake that homeowners make. They do not make an item-wise list of all the things damaged in the disaster.
You need to write in detail about the damaged items while filing the claim, or else you will not receive the amount on the things you missed to mention. A policyholder assumes that x and y items are bundled things, but insurance companies see those as two different things and not one.
For example, if you only mention your television (TV) got damaged in your claim report, you will lose the claim amount on the remote, TV Stand, Set-Top Box, Wires, Cables, etc. All these are costs that may get overlooked while filing a claim.
Our insurance claim adjuster in Palm Beach County ensures to log a detailed list of damaged items after the fire, water, storm damage.
3) Poor Communication
Most of the time, the insurance claims get rejected due to poor communication. The policyholders cannot describe the damage adequately while filing insurance claims, which results in either delay in settlement or rejection in lawsuits.
The entire process becomes stressful due to poor communication between the policyholder and the insurance company.
4) Delay In Filing The Claims
There are situations when the homeowners submit the claim late. This results in complications and delays. The damage worsens, and the chances of denial claims are higher due to late filing.
Hire our independent insurance adjuster to avoid such issues while claiming your insurance. Our insurance adjuster will assist you throughout the process in Palm Beach County.
5) Cleaning Up The Mess In Rush
Never rush to clean up the mess after the unfortunate incident. Sometimes, essential things get thrown away while cleaning up that can be used to prove the claim. You should take photos and videos from multiple angles of the property damaged and goods for your reference and claim.
Cleaning up your home in a hurry can cost you rejection in any type of claim in North Palm Beach, FL.
6) Filing Big Claims Alone Without Consulting Insurance Adjusters
Handling more significant claims can be complex. There is a lot of paperwork involved. Moreover, your insurance company will never want to pay you a fair price, especially for more extensive claims.
It is essential to file a claim properly with the required proof to receive the appropriate settlement amount. Therefore, you should hire a professional insurance claim adjuster, especially when your claim amount is significant. Home Damage Adjusters ensures that the claim amount is filed in a language as per the insurance company standards, and you get what you deserve.
There are many ways a claim can go wrong, such as missing information, not describing the damage correctly, etc. Call Home Damage Adjusters for any type of insurance claim adjuster before filing your claim to protect yourself and receive higher settlement value as we have many years of experience.
Our public adjuster will handle the claims process, ensuring everything is recorded correctly and adequately in Palm Beach County. Furthermore, you get the maximum payouts from your insurance company. Call us today at 888-443-9023 to assist you in avoiding the mistakes mentioned above.
Some information about North Palm Beach, FL
North Palm Beach is an incorporated village in Palm Beach County, Florida, United States. The population was 12,015 at the 2010 census. The village won an award from the National Association of Home Builders as best planned community of 1956. The North Palm Beach Country Club is home to a Jack Nicklaus Signature golf course.
In 1954 for $5.5 million John D. MacArthur bought 2,600 acres (11 km2) of land in northern Palm Beach County that had been owned originally by Harry Seymour Kelsey and later by Sir Harry Oakes. The land included most of today’s North Palm Beach as well as Lake Park, Palm Beach Gardens and Palm Beach Shores. MacArthur then began developing what is now North Palm Beach, which sat on former mangrove swamps and farm land. The area was punctuated only by Monet Road and Johnson Dairy Road to the north and south and US 1 and Prosperity Farms Road to the east and west.
Full-scale development and incorporation as a village occurred nearly simultaneously in 1956, with extensive dredging creating waterfront cul-de-sacs, and the development of a new east-west artery, Lighthouse Drive, connecting Old Dixie Highway and the newly aligned US 1. US 1 was widened and became the main office and civic corridor. Sir Harry Oakes’ castle-like home on US 1 became the clubhouse for the North Palm Beach Country Club, which is located on the village island surrounded by the Intracoastal Waterway reached by three bridges Lighthouse Drive bridge to the West, the Earmon River bridge to the south, and the Parker drawbridge to the north.
In 1958-1959, North Palm Beach elected Walter E. Thomas, Jr. as its first Mayor. Walter and his wife Jackie and four children (Ted, Larry, Jim, and Pam) were the 55th family to move into the Village, arriving in 1957.
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