Insurance Claim Adjuster in South Florida
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Insurance Claim Adjuster in Lake Worth Beach, FL 33449
Mistakes To Avoid While Filing Claims Through Insurance Adjuster In Lake Worth Beach, FL
Misfortunes can happen anytime and anywhere. Seeing your home in bad condition is painful and stressful. At this time, delay or rejection in the claim is the last thing you want.
Home insurance policies in Lake Worth Beach, FL are confusing and complex to understand. There are a lot of things that are required to file your claim. Besides, you may not be sure about many things under these situations.
Public insurance adjuster at Home Damage Adjusters assists you during your entire claim process in Lake Worth Beach, FL with the insurance company. Hire us to avoid below mentioned insurance claim mistakes.
1) Not Reading Your Policy in Detail
It is a common mistake committed by policyholders to not read the policy correctly before filing the insurance claim. Your chances of getting the claim rejected are higher when you do not know what is covered in your policy.
However, insurance policies are difficult to interpret by an average person, especially the asterisks (*), written under negligible reading print. Reading the fine prints can help you to file your claim correctly.
The insurance adjusters at Home Damage Adjusters will help you understand these fine prints to comprehend the policy better. Our independent adjusting adjusters are licensed after giving licensing exams and undergoing licensing courses; therefore, we can help you in a better way.
2) Not Making Item-wise Inventory
This is another mistake that homeowners make. They do not make an item-wise list of all the things damaged in the disaster.
You need to write in detail about the damaged items while filing the claim, or else you will not receive the amount on the things you missed to mention. A policyholder assumes that x and y items are bundled things, but insurance companies see those as two different things and not one.
For example, if you only mention your television (TV) got damaged in your claim report, you will lose the claim amount on the remote, TV Stand, Set-Top Box, Wires, Cables, etc. All these are costs that may get overlooked while filing a claim.
Our insurance claim adjuster in Palm Beach County ensures to log a detailed list of damaged items after the fire, water, storm damage.
3) Poor Communication
Most of the time, the insurance claims get rejected due to poor communication. The policyholders cannot describe the damage adequately while filing insurance claims, which results in either delay in settlement or rejection in lawsuits.
The entire process becomes stressful due to poor communication between the policyholder and the insurance company.
4) Delay In Filing The Claims
There are situations when the homeowners submit the claim late. This results in complications and delays. The damage worsens, and the chances of denial claims are higher due to late filing.
Hire our independent insurance adjuster to avoid such issues while claiming your insurance. Our insurance adjuster will assist you throughout the process in Palm Beach County.
5) Cleaning Up The Mess In Rush
Never rush to clean up the mess after the unfortunate incident. Sometimes, essential things get thrown away while cleaning up that can be used to prove the claim. You should take photos and videos from multiple angles of the property damaged and goods for your reference and claim.
Cleaning up your home in a hurry can cost you rejection in any type of claim in Lake Worth Beach, FL.
6) Filing Big Claims Alone Without Consulting Insurance Adjusters
Handling more significant claims can be complex. There is a lot of paperwork involved. Moreover, your insurance company will never want to pay you a fair price, especially for more extensive claims.
It is essential to file a claim properly with the required proof to receive the appropriate settlement amount. Therefore, you should hire a professional insurance claim adjuster, especially when your claim amount is significant. Home Damage Adjusters ensures that the claim amount is filed in a language as per the insurance company standards, and you get what you deserve.
There are many ways a claim can go wrong, such as missing information, not describing the damage correctly, etc. Call Home Damage Adjusters for any type of insurance claim adjuster before filing your claim to protect yourself and receive higher settlement value as we have many years of experience.
Our public adjuster will handle the claims process, ensuring everything is recorded correctly and adequately in Palm Beach County. Furthermore, you get the maximum payouts from your insurance company. Call us today at 888-443-9023 to assist you in avoiding the mistakes mentioned above.
Some information about Lake Worth Beach, FL
Lake Worth Beach, previously named Lake Worth, is a city in east-central Palm Beach County, Florida, United States, located about 64 miles (103 km) north of Miami. The city’s name is derived from the body of water along its eastern border known as the Lake Worth Lagoon, which was named for General William J. Worth, who led United States Army forces during the last part of the Second Seminole War. Lake Worth Beach also borders West Palm Beach to the north, Lake Clarke Shores to the northwest, and Lantana to its south, while a small section of the city also partitions the town of Palm Beach. The 2010 census recorded a population of 34,910, while the Census Bureau estimated that the population increased to 38,526 as of 2019. Lake Worth Beach is within the Miami metropolitan area, which was home to an estimated 6,158,824 people in 2017.
Indigenous people known as the Jaega were the earliest reported inhabitants of the section of the Florida Atlantic coast in the areas of Martin and Palm Beach Counties. Remains of shell mounds can be found near the Jupiter inlet, inland in what is now Boynton Beach and just south of the Boynton Inlet, indicating pre-Columbian Jaega habitation.
Among the city’s first settlers were Samuel and Fannie James, an African American couple and reported to be ex-slaves, known as the Black Diamonds, who settled on the shores of the Lake Worth Lagoon near the current 5th Avenue South in 1885. (The stone monument located at the northwest corner of Lucerne Avenue and J Street inaccurately uses the date 1883, due to a transcription error). The couple made a claim for their land under the Homestead Act in 1885 and received a receipt for their claim on February 1, 1887. Their holdings, originally 187 acres (76 ha), increased over time and came to include an additional 160 acres (65 ha) of homestead land south of Lake Avenue between M and F Streets, 160 acres (65 ha) in College Park acquired from the estate of William Stephan, where Fannie ran a pineapple farm, and 160 acres (65 ha) to the south between the current Dixie and Federal Highways, acquired from Swedish immigrants, Olai and Sarah Gudmundsen. The Jameses sold off most of this acreage in 10 and 20 acres parcels to new residents and investors. After Samuel’s death in 1909, Fannie sold her remaining 156 acres to developer, Palm Beach Farms company, keeping only an acre and a quarter farmette. The farmette lay outside the new city limits as required by the segregation provisions of the 1913 Town of Lake Worth charter.
The initial name for the post office was Jewell (sometimes spelled Jewel). Fannie James was the first postmaster. The post office was located in a small dry goods shop which the couple operated to serve the lake traffic that connected the small pioneer homesteads located along the banks of the Lake Worth Lagoon. Area pioneers report that Jewell was included as a stop on the route of the barefoot mailman via the Celestial Railroad by July 1889.
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