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Insurance Claim Adjuster in Lake Clarke Shores, FL 33406
Mistakes To Avoid While Filing Claims Through Insurance Adjuster In Lake Clarke Shores, FL
Misfortunes can happen anytime and anywhere. Seeing your home in bad condition is painful and stressful. At this time, delay or rejection in the claim is the last thing you want.
Home insurance policies in Lake Clarke Shores, FL are confusing and complex to understand. There are a lot of things that are required to file your claim. Besides, you may not be sure about many things under these situations.
Public insurance adjuster at Home Damage Adjusters assists you during your entire claim process in Lake Clarke Shores, FL with the insurance company. Hire us to avoid below mentioned insurance claim mistakes.
1) Not Reading Your Policy in Detail
It is a common mistake committed by policyholders to not read the policy correctly before filing the insurance claim. Your chances of getting the claim rejected are higher when you do not know what is covered in your policy.
However, insurance policies are difficult to interpret by an average person, especially the asterisks (*), written under negligible reading print. Reading the fine prints can help you to file your claim correctly.
The insurance adjusters at Home Damage Adjusters will help you understand these fine prints to comprehend the policy better. Our independent adjusting adjusters are licensed after giving licensing exams and undergoing licensing courses; therefore, we can help you in a better way.
2) Not Making Item-wise Inventory
This is another mistake that homeowners make. They do not make an item-wise list of all the things damaged in the disaster.
You need to write in detail about the damaged items while filing the claim, or else you will not receive the amount on the things you missed to mention. A policyholder assumes that x and y items are bundled things, but insurance companies see those as two different things and not one.
For example, if you only mention your television (TV) got damaged in your claim report, you will lose the claim amount on the remote, TV Stand, Set-Top Box, Wires, Cables, etc. All these are costs that may get overlooked while filing a claim.
Our insurance claim adjuster in Palm Beach County ensures to log a detailed list of damaged items after the fire, water, storm damage.
3) Poor Communication
Most of the time, the insurance claims get rejected due to poor communication. The policyholders cannot describe the damage adequately while filing insurance claims, which results in either delay in settlement or rejection in lawsuits.
The entire process becomes stressful due to poor communication between the policyholder and the insurance company.
4) Delay In Filing The Claims
There are situations when the homeowners submit the claim late. This results in complications and delays. The damage worsens, and the chances of denial claims are higher due to late filing.
Hire our independent insurance adjuster to avoid such issues while claiming your insurance. Our insurance adjuster will assist you throughout the process in Palm Beach County.
5) Cleaning Up The Mess In Rush
Never rush to clean up the mess after the unfortunate incident. Sometimes, essential things get thrown away while cleaning up that can be used to prove the claim. You should take photos and videos from multiple angles of the property damaged and goods for your reference and claim.
Cleaning up your home in a hurry can cost you rejection in any type of claim in Lake Clarke Shores, FL.
6) Filing Big Claims Alone Without Consulting Insurance Adjusters
Handling more significant claims can be complex. There is a lot of paperwork involved. Moreover, your insurance company will never want to pay you a fair price, especially for more extensive claims.
It is essential to file a claim properly with the required proof to receive the appropriate settlement amount. Therefore, you should hire a professional insurance claim adjuster, especially when your claim amount is significant. Home Damage Adjusters ensures that the claim amount is filed in a language as per the insurance company standards, and you get what you deserve.
There are many ways a claim can go wrong, such as missing information, not describing the damage correctly, etc. Call Home Damage Adjusters for any type of insurance claim adjuster before filing your claim to protect yourself and receive higher settlement value as we have many years of experience.
Our public adjuster will handle the claims process, ensuring everything is recorded correctly and adequately in Palm Beach County. Furthermore, you get the maximum payouts from your insurance company. Call us today at 888-443-9023 to assist you in avoiding the mistakes mentioned above.
Some information about Lake Clarke Shores, FL
Lake Clarke Shores is a town in Palm Beach County, Florida, United States. Located in the east-central portion of the county, the town is situated just west of the south end of West Palm Beach, north and west of the north end of Lake Worth Beach, and east of Palm Springs. The 2010 census recorded a population of 3,376, while the U.S. Census Bureau estimated that Lake Clarke Shores had a population of 3,627 in 2019.
The town of Lake Clarke Shores was named after John Newton Clarke, a general store grocer and postmaster at the post office in Lake Worth (now known as Lake Worth Beach) who filed a homestead claim in 1897 for a 139 acre (56 hectare) area of land on the eastern shore of a lake situated just west of West Palm Beach. Clarke would later name the lake after himself. He also purchased 5 acres (2.0 ha) of land in West Palm Beach near where Hillcrest Cemetery and Parker Avenue stand today. Attempting to capitalize on the promising pineapple growing business, Clarke used the property for growing pineapples and operating a packinghouse. However, the thriving pineapple business in South Florida suffered extensive losses in 1910, and the completion Henry Flagler’s railway to Key West in 1912 allowed pineapples from Cuba to be shipped to the northern United States more cost-effectively than from Florida. Clarke and many others in South Florida abandoned the pineapple industry by 1915. Thereafter, Clarke used the land as a fishing retreat. However, Lake Clarke, which had stretched from State Road 84 (Southern Boulevard) to the city of Lake Worth, was reduced to a marsh and fell about 8 ft (2.4 m) in height in 1917 upon completion of the West Palm Beach Canal.
In the early 1930s, Zeb Vance Hooker and his family became the first settlers in modern-day Lake Clarke Shores by squatting in a wooden shack on land by the southeast side of Lake Clarke. In 1946, Patsy Renolds built a house where Antigua Road stands today and is the oldest home in Lake Clarke Shores. By the late 1940s, local attorney Walter Travers visited the area and bought the lakeshore properties from their respective owners. Travers then attempted to buy land which had been drained during the construction of the West Palm Beach Canal in the 1910s. The state of Florida initially denied his request. However, after meeting with the Trustees of the Internal Improvement Fund in Tallahassee, the board offered Travers the land for $300 per acre. Travers partially agreed but attempted to negotiate a lesser cost for land at lower elevations. The state then decided to auction the land. Travers was the only bidder and obtained 250 acres (100 ha) of land on the northwest periphery of the lake for $10,000, which a friend loaned to him. After obtaining $5,000 for an unrelated lawsuit settlement, Travers invested that money into his project to transform the area into a waterfront community and brought in dredging equipment in 1949. The fledgling community initially grew very slowly, with just three homes built by 1952. One reason for the slow growth was the lack of a bridge across the West Palm Beach Canal. Palm Beach County Commissioner Lake Lytal convinced the county commission to approve the building of a bridge, knowing that Travers intended to contribute $10,000 to its construction. The bridge, completed in 1953, connected Selby Road and Forest Hill Boulevard (State Road 882) – with the entirety of the road becoming Forest Hill Boulevard – and resulted in a quicker increase in development and population.
Rumors spread that West Palm Beach planned to annex the area, prompting 60 people to form the Lake Clarke Property Owners’ Association in 1955. The association first met at a private residence, before meeting regularly at Meadow Park Elementary School. After reaching consensus on the name Lake Clarke Shores, residents met there on April 10, 1956, to decide on incorporation. Because the Florida Legislature did not meet in 1956, incorporation would have to be supported by two-thirds of voters. A total of 117 votes were cast, with 113 in favor and 4 in opposition to incorporating. Thus, the motion succeeded. William H. McLaughlin was unanimously selected to be the first mayor of Lake Clarke Shores, while Horace J. Cunningham, William M. Diemer, Robert G. Hillbert, Charles G. Platt, and Frank M. Seay served as the town’s first aldermen. Other elected officials included Betty Diemer as town clerk, William H. Blythe as town marshal, and John Farrell as town attorney.
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